Bagel with Cream Cheese

Featured in: Everyday Home Cooking

This classic breakfast features a toasted bagel spread generously with cream cheese, either plain or flavored. Toast your preferred bagel variety until crisp and warm, then apply a smooth layer of cream cheese. Enhance with optional fresh toppings like cucumber, tomato, smoked salmon, or herbs to add layers of flavor and texture. Quick and simple, this satisfying option pairs well with coffee or fruit for a balanced start to your morning.

Updated on Fri, 09 Jan 2026 16:02:00 GMT
Toasted bagel with cream cheese, ready to enjoy with fresh cucumber slices. Save to Pinterest
Toasted bagel with cream cheese, ready to enjoy with fresh cucumber slices. | claromeals.com

There's something magical about the simplicity of a good bagel and cream cheese—it's the kind of breakfast that doesn't need apologies or fancy plating. I discovered this truth on a rushed Tuesday morning when I'd overslept, discovered my fancy cereal was stale, and grabbed whatever was in the kitchen: a sesame bagel and some cream cheese that had been sitting in the fridge. One minute in the toaster, a generous spread, and suddenly I had something that felt intentional, almost luxurious, despite being thrown together in a panic. That moment taught me that the best recipes aren't always complicated—sometimes they're just about respecting good ingredients and a little heat.

I remember making these for my roommate the first morning they stayed over, standing at the counter with two bagels going at once, trying to time the toasting so they'd both come out warm at the same time. They came out unevenly—one was golden, the other barely warm—and I panicked, but they spread that cream cheese anyway and bit into the cooler one without complaining. We sat on the kitchen counter in our pajamas eating our mismatched bagels, and I realized that what mattered wasn't perfection; it was that someone showed up to feed you with intention.

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Ingredients

  • Bagel: Pick whatever speaks to you that morning—plain, sesame, whole wheat, everything bagel, or even a cinnamon raisin if you're feeling sweet. The variety matters because it changes the whole personality of the dish.
  • Cream cheese: Two to three tablespoons is the sweet spot where you get that creamy, luxurious layer without it being wasteful or overwhelming. Plain works beautifully, but chive, veggie, or even a scoop of flavored cream cheese transforms this into something unexpected.
  • Optional toppings: Sliced cucumber brings a cool crunch, tomato adds brightness and a little juice, smoked salmon makes it feel special, fresh dill adds herbaceous whisper, capers give you salty little bursts, and thin red onion slices bring a sharp edge that wakes everything up.

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Instructions

Slice your bagel in half horizontally:
Use a serrated knife and take your time—you want two relatively even halves so they toast at the same speed. A crooked cut won't ruin anything, but it will make spreading cream cheese a slightly messier adventure.
Toast both halves until golden and crisp:
Drop them in the toaster set to a medium-high setting, or slide them under a broiler for about two to three minutes. You're looking for that moment when they transition from soft to crispy on the outside while still having some give in the middle—a little char on the edges is not a failure.
Spread cream cheese generously on each warm half:
The warmth of the bagel slightly softens the cream cheese, making it spread like butter. Be generous here—this is your sandwich's foundation, and stingy spreading makes for a sad breakfast.
Layer on toppings if you're using them:
Add whatever you've chosen in any order that feels right to you. There's no wrong way to build this.
Eat it immediately while it's still warm:
This is non-negotiable—a lukewarm bagel loses its whole argument.
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| claromeals.com

I made these for my nephew one Saturday morning, and he declared it was better than the fancy brunch place we'd been to the week before. He was maybe seven, entirely serious, with a bit of smoked salmon hanging off the corner of his mouth. That's when I understood that food becomes memorable not because of complexity, but because someone made it for you with attention.

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The Toast Moment

The toasting is where the magic happens, even though it barely takes three minutes. That transition from chewy bagel to crispy-edged bagel is what elevates this from snack to breakfast, and it's worth paying attention to. Listen for the moment the toaster pops—timing matters, but so does that little sensory cue that tells you it's done.

Cream Cheese as Canvas

Plain cream cheese is lovely, but flavored varieties let you shift the entire mood without adding any extra steps. Chive and onion cream cheese makes this feel savory and intentional; a scoop of lox or smoked salmon cream cheese makes it taste luxurious; even a dollop of whipped honey cream cheese on a cinnamon raisin bagel becomes dessert for breakfast. The cream cheese is your chance to play, to wake up something ordinary by choosing ingredients that matter to you today.

Building Your Perfect Bagel

There's real freedom in getting to decide exactly what goes on your bagel, and it's worth taking a second to think about it rather than just grabbing whatever's closest. If you're using smoked salmon, fresh dill and capers are your friends; if you're keeping it simple, even a crack of fresh pepper changes things. Some mornings you might want every topping, building something that requires two hands to eat; other mornings you might want just cream cheese and nothing else, letting the bagel and the spread be the whole conversation.

  • If the bagel feels stale, toast it longer—the heat resurrects even day-old bagels into something worth eating.
  • Cream cheese flavors are worth experimenting with, so don't feel locked into plain once you've found a favorite variety.
  • Leftover toasted bagel halves don't stay crispy, so really do eat these as soon as they come out of the toaster.
Warm bagel with cream cheese, invitingly topped with vibrant red tomato slices for breakfast. Save to Pinterest
Warm bagel with cream cheese, invitingly topped with vibrant red tomato slices for breakfast. | claromeals.com

This bagel is proof that breakfast doesn't need to be complicated to be satisfying. Some of the best things in life ask very little of us, and give back generously in return.

Recipe FAQs

What bagel varieties work best for this dish?

Any bagel type works well, including plain, sesame, and whole wheat, depending on your texture and flavor preference.

Can I use flavored cream cheese alternatives?

Yes, flavored cream cheeses like chive, veggie, or smoked salmon provide extra taste and complement various toppings.

What optional toppings pair well with cream cheese here?

Fresh cucumber, tomato slices, smoked salmon, dill, capers, and red onion add freshness and complexity.

How should I toast the bagel for best results?

Toast the bagel halves in a toaster or under a broiler until they turn golden and crisp, usually about 2–3 minutes.

Are there dairy-free options for the cream cheese?

Plant-based cream cheese alternatives can be used for a dairy-free variation without compromising the creamy texture.

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Bagel with Cream Cheese

Toasted bagel topped with creamy cream cheese and a selection of fresh optional garnishes.

Prep Duration
5 minutes
Cooking Duration
3 minutes
Overall Time
8 minutes
Created by Hannah Brock


Skill Level Easy

Cuisine American

Makes 1 Number of Portions

Diet Details Meatless

What You'll Need

Bagel

01 1 bagel (any variety: plain, sesame, whole wheat)

Cream Cheese

01 2 to 3 tablespoons cream cheese (plain or flavored, e.g., chive, veggie, smoked salmon)

Optional Toppings

01 Sliced cucumber
02 Sliced tomato
03 Smoked salmon
04 Fresh dill
05 Capers
06 Red onion slices

How To Make It

Step 01

Slice the bagel: Cut the bagel horizontally into two even halves using a serrated knife.

Step 02

Toast the bagel halves: Toast both bagel halves in a toaster or under the broiler until golden and crisp, approximately 2 to 3 minutes.

Step 03

Apply cream cheese: Spread a generous layer of cream cheese evenly over each warm bagel half using a spreading knife.

Step 04

Add optional toppings: Top with any desired optional ingredients such as sliced cucumber, tomato, smoked salmon, fresh dill, capers, or red onion slices.

Step 05

Serve warm: Serve immediately while the bagel is still warm for best flavor and texture.

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Equipment Needed

  • Serrated knife
  • Toaster or oven
  • Spreading knife

Allergy Advice

Review each item for allergens and check with your healthcare provider if unsure.
  • Contains gluten (bagel) and milk (cream cheese). May contain sesame depending on bagel variety. Check labels for traces of nuts or soy in flavored cream cheese.

Nutrition Details (per serving)

These numbers offer general insight and shouldn't replace licensed health guidance.
  • Calories Count: 350
  • Fats: 10 grams
  • Carbohydrates: 55 grams
  • Proteins: 10 grams

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